This study aimed to determine the influence of capital adequacy and loan
to deposit to profitability with credit risk as a moderating variable study in
national commercial banks listed in IDX period 2013-2016. The population in
this study is a national commercial bank listed on Indonesian Stock Exchange
period 2011-2016. This study utilized a secondary data in the forms of annual
financial report of the national commercial banks. In this study using the 127
data sample companies that match the criteria during the year of research.
Sampling method in this study using purposive sampling. Data analysis used
quantitative analysis methods in the forms moderated regression analysis,
classic assumption test and hyphotesis test. Results of the analysis showed that
capital adequacy, loan to deposit and capital adequacy of the interaction
between credit risk has a significant effect on profitability. Then loan to deposit
of the interaction between credit risk has no significant effect on profitability.