This study aims to analyze whether the capital adequacy ratio, return on
assets and non performing loans either simultaneously or partialy significant
influence the amount of credit. The method used in sampling is purposive
sampling with the criteria of the banks listed on the Indonesia Stock Exchange in
2006 - 2010, publish financial statements in the period 2006 – 2010 and there data
to count the variable that will be. The method of analysis used were multiple
linear regression with a significant level (α) 0.05.
The results of this study indicate that the Capital Adequacy Ratio, Return
on Assets and Non-Performing Loan simultaneously significant affect the amount
of credit, with a significant value of 0.000 is less than 0.05. Capital Adequacy
Ratio is partially significant affect the amount of credit, with a significant value of
0.013 is less than 0.05. Return on assets is partially not significantly affect the
amount of credit, with a significant value of 0.053 is more than 0.05. Nonperforming
loans is partially significantly affect the amount of credit, with a
significant value of 0.048 is less than 0.05.