The purpose of this study was to analyze the effect of Musharaka
Financing, Mudharabah Financing, Murabahah Financing, and Ijarah Financing
partially and simultaneously on profitability which is proxied by Return On Asset
(ROA) in Islamic Commercial Banks in Indonesia. The population in this study
were 14 Islamic commercial banks registered on the official website of the OJK.
The sampling method used was purposive sampling with a total of 96 samples
with several predetermined criteria. Data collection using secondary data. The
results of regression analysis show that musyarakah financing has no effect on
profitability, mudharabah financing has a positive and significant effect on
profitability, murabahah has no effect on profitability, ijarah financing has a
positive and significant effect on profitability, simultaneously musyarakah,
mudharabah, murabahah and ijarah financing have a significant and significant
effect on profitability.