The purpose of this study is to determine the effect of locus of control,
intention behavior, spiritual intelligence, and financial experience towards family
financial management behaviour. The sample generated by using survey method.
Sampling technique used in this study is incidental sampling. Total respondents of
this study are 361 respondents. The analysis used in this study is multiple liner
regression analysis.
The results of this study using patial test (t test) proves that locus of control,
intention behaviour, and financial experience have significant positive effect on
family financial management behaviour. Spiritual intelligence has no significant
positive effect on family financial management. The result of this study using the
simultaneous test (F test) showed that the model is fitin explaining the relationship
between the locus of control, intention behaviour, spiritual intelligence, and
financial experience towards family financial management behaviour.