The research was aimed to analyze the effect of buying and selling financing, sharing financing, and non performing financing (NPF) affect the profitability of syariah banking in Indonesia. measured with Return on Asset (ROA).
The data colleted from three monthly finance report of syariah bank publication through online. Purposive sampling was done to find the sample with the prerequisite of syariah banks that published three monthly financial report from 2011 – 2013 and it should be supported with complete data. The sample was 5 syariah banks. Double linier regression was applied to analyze the data.
The research found that independent variables affected to ROA simultaneously ( F test) with the level of significant 0,000. Buying and selling financing positive effect, sharing financing don’t effect and non performing financing (NPF) negative but don’t significant effect to ROA partially (t test). The prediction level among the three variables to ROA was 39,1%, while the rest was affected by other factors which were not mentioned in the research.