KARMELASARI, MARETA (2017) PROSEDUR PEMBIAYAAN MURABAHAH PADA "KOPERASI SERBA USAHA (KSU) BMT MENTARI BUMI KEMANGKON”. Bachelor thesis, UNIVERSITAS MUHAMMADIYAH PURWOKERTO.

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Abstract

KSU BMT Mentari Bumi is one of the people crediting cooperatives
that runs business based on sharia principles and procedures, namely the
profit sharing principle in savings and financing products, especially in the
provision of Al-mudharabah financing. KSU BMT Mentari Bumi has two
systems consisting of mudharabah and musyarakah financing. Of the two
systems of financing products, murabahah financing is a type of financing
that is sought after by every prospective customer and small entrepreneur.
Murabahah financing is the buying and selling of goods at market price with
agreed benefits. From the murabahah financing procedure there are also
many obstacles faced by KSU BMT Mentari Bumi. The issues raised in
writing this report are (1) What is the murabahah funding procedure in KSU
BMT Mentari Bumi Kemangkon?(2) What are the constraints faced in
murabahah financing in KSU BMT Mentari Bumi?
This writing aims to determine the procedure of financing
Murabahah on KSU BMT Mentari Earth, so that the cooperative gain
confidence that the financing given can be returned on time. Based on the
financing analysis, KSU BMT Mentari Bumi uses repayment capability and
sharia approach. The process of financing activities by prospective
customers, interviews, surveys, conclusions and suggestions. Data collection
was done by literature study and interview.
The results of discussing murabahah financing procedures in KSU
BMT Mentari Bumi indicate that the financing procedure is running well but
not yet implemented according to existing procedures. The effort in rescuing
murabahah financing is problematic in KSU BMT Mentari Bumi is to
examine the customer, if it has good intention, the rescue of financing
muarabhah problem is done by restructuring the financing by rescheduling,
reconditioning, and restructuring. With the restructuring of financing, the
customer is able to perform the obligation of return and risk of loss on KSU
BMT Mentari Bumi can be avoided.

Dosen Pembimbing: unspecified | unspecified
Item Type: Thesis (Bachelor)
Additional Information: Pembimbing: Tiara Pandansari, SE., M.Si., Ak.,CA
Uncontrolled Keywords: Murabahah Procedure, KSU BMT Mentari Bumi, Murabahah financing constraint.
Subjects: H Social Sciences > HF Commerce > HF5601 Accounting
Divisions: Fakultas Ekonomi dan Bisnis > Akuntansi D3
Depositing User: Iin Hayuningtyas
Date Deposited: 26 Sep 2017 02:56
Last Modified: 29 Oct 2024 01:48
URI: http://repository.ump.ac.id/id/eprint/4364

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