ALIFAUZAN, FAREL EKI (2024) IMPLEMENTASI PEMBIAYAAN IJARAH BMT DANA MENTARI KEMBARAN PURWOKERTO BAGI PEDAGANG PASAR TAMBAKSOGRA BERDASARKAN FATWA DSN MUI TENTANG IJARAH. S1 thesis, UNIVERSITAS MUHAMMADIYAH PURWOKERTO.
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Abstract
The sharia financial institution which is a cooperative legal entity in Banyumas Regency is the Kembaran branch of BMT Dana Mentari. There are two products offered by BMT Dana Mentari Kembaran, namely savings products and financing products. The ijarah financing product is one of the types of financing that is preferred by BMT Dana Mentari Kembaran members, especially among market traders. Providing financing capital in the form of goods and services. The aim of this research is to find out the implementation of Ijarah BMT Dana Mentari Kembaran Purwokerto financing for Tambaksogra Market traders based on the MUI DSN Fatwa on Ijarah and in accordance with the Ijarah Multijasa and Ijarah Muntahiya Bi Tamlik fatwas.
This research is a type of field research using interview, observation and documentation data collection techniques. Data analysis uses primary data from interviews, where the collected data will be analyzed qualitatively using descriptive methods, namely describing the description of the data that has been obtained and connecting them with each other to obtain general conclusions.
This research shows that there is a discrepancy, namely that payments from wages or ujrah financing are in the form of services which can be the same as the object of ijarah, which is something that has not been implemented at BMT Dana Mentari. Then the second discrepancy is in the multiservice ijarah that there is wakalah from BMT to members and the determination of ujrah still uses a percent system. Meanwhile, the third discrepancy is that the dispute that occurred at Ijarah Muntahiya Bi Tamliik was not brought to the realm of the Sharia Arbitration Board.
Dosen Pembimbing: | SAEPUDIN, ENCEP | nidn0605047201 |
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Item Type: | Thesis (S1) |
Uncontrolled Keywords: | BMT Mentari Fund, Ijarah, Financing |
Subjects: | B Philosophy. Psychology. Religion > BP Islam. Bahaism. Theosophy, etc H Social Sciences > HB Economic Theory K Law > K Law (General) |
Divisions: | Fakultas Agama Islam > Hukum Ekonomi Syariah S1 |
Depositing User: | Iin Hayuningtyas |
Date Deposited: | 20 Jun 2024 08:01 |
Last Modified: | 20 Jun 2024 08:01 |
URI: | http://repository.ump.ac.id/id/eprint/17118 |
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