One of the intelligences that students must have is financial intelligence, namely
intelligence in managing personal finances. This research is quantitative research
with data collection techniques using questionnaires and documentation. The
population in this study were active university students in Purwokerto and the
sample in this study was 110 students taken using a purposive sampling
technique. Based on the results of data analysis, it shows that (1) financial
literacy, love of money, and the campus environment simultaneously have a
significant influence on students' personal financial management. , (2) financial
literacy has a positive and significant effect on students' personal financial
management, (3) love of money has a negative and insignificant effect on students'
personal financial management, and (4) the campus environment has a positive
and insignificant effect on students' personal financial management.