FARIDA, YUYUN (2023) PENERAPAN ASAS KEJUJURAN DAN KEBENARAN PADA PEMBIAYAAN MURABAHAH PRODUK MITRAGUNA BERKAH DI BANK SYARIAH INDONESIA KCP GOMBONG. S1 thesis, UNIVERSITAS MUHAMMADIYAH PURWOKERTO.

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Abstract

Islamic banks basically act as financial intermediaries between parties who
have funds and those who need funds. In addition, Islamic banks also provide
financial traffic and other payments as well as money distribution services, which
in practice must be guided by sharia principles, one of which is the principle of
honesty and truth. The principles of honesty and truth greatly influence the smooth
implementation of financing in Islamic banking. Without honesty in the character
of customers and banks, all business activities cannot run well. The purpose of this
study was to determine the application of the principles of honesty and truth to
murabahah financing for Mitraguna Berkah products at Bank Syariah Indonesia
KCP Gombong and its conformity with DSN MUI Fatwa No.
04/DSN/MUI/IV/2000 concerning Murabaha.
The research used in this research is field research. Field research is a research
in which the implementation and data collection is carried out directly in the field
and in a structured manner. This research uses data collection techniques through
interviews, observation and documentation.
The results of this study indicate that Bank Syariah Indonesia KCP Gombong
has implemented the principles of honesty and truth in the stages of murabahah
financing for Mitraguna Berkah products. In addition, customers also apply the
principles of honesty and truth at the stages of financing Mitraguna Berkah
products. However, the implementation of the financing of Mitraguna Berkah
products at Bank Syariah Indonesia KCP Gombong, in practice there are points that
are not in accordance with the DSN MUI Fatwa No.04/DSN/MUI/IV/2000
concerning murabaha. In its implementation, in terms of purchasing and supplying
goods, it was found that there was a wakalah contract included in it.

Dosen Pembimbing: SAEPUDIN, ENCEP | nidn0605047201
Item Type: Thesis (S1)
Uncontrolled Keywords: Islamic Bank, the Principles of Honesty and Truth, Murabahah
Subjects: H Social Sciences > HB Economic Theory
K Law > K Law (General)
Divisions: Fakultas Agama Islam > Hukum Ekonomi Syariah S1
Depositing User: Nur Hardiansyah
Date Deposited: 04 Jan 2024 00:53
Last Modified: 04 Jan 2024 00:53
URI: http://repository.ump.ac.id/id/eprint/16086

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