TINJAUAN YURIDIS PELAKSANAAN AKAD GADAI EMAS SYARIAH PADA BANK JATENG SYARIAH DAN PERUM PEGADAIAN SYARIAH DI PURWOKERTO

ALODIA, HANINDHEA AYU (2018) TINJAUAN YURIDIS PELAKSANAAN AKAD GADAI EMAS SYARIAH PADA BANK JATENG SYARIAH DAN PERUM PEGADAIAN SYARIAH DI PURWOKERTO. S1 thesis, UNIVERSITAS MUHAMMADIYAH PURWOKERTO.

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Abstract

Law Number 21 of 2008 concerning Sharia Banking regulates various matters including sharia gold mortgage which was of the type of pawn. In this case the gold mortgage referred to is gold pawning carried out by 2 institutions namely Pegadaian Syariah and Bank Jateng Syariah Purwokerto, based on several legal protection, among others Law of the Republic of Indonesia Number 10 of 1998 concerning Amendments to Law Number 7 of 1992 Bank Regulations of Indonesia No. 10/17/2008 concerning Products of Islamic Banks and Sharia Business Units, the Circular Letter of Bank Indonesia Number 14/7 / DPbS dated 29 February 2012 concerning Gold Backed Qardh Products for Sharia Banks and Sharia Business Units. The purpose of this study was to find out the form of implementation of the Islamic gold mortgage contract and the obstacles experienced by the implementation of the gold pawning contract in the Sharia Bank and Perum Pegadaian Syariah Purwokerto. The method used in this research is descriptive normative juridical, which is an approach based on the main legal material by examining theories, concepts, legal principles and legislation relating to this research. The results showed that the implementation of pawning uses the basis of the Qardh agreement with the principle of benefit, with financing of a maximum of 85% and 91% of the estimated price. In the implementation, obstacles were found at the human resources, gold pawning customers did not repay at the due date. It was also found the competition financial institutions and lack of pawnshop handling systems as well as lack of storage space.

Item Type: Thesis (S1)
Uncontrolled Keywords: Implementation, Contract, Gold Mortgage, Sharia
Subjects: K Law > K Law (General)
Divisions: Fakultas Hukum > Ilmu Hukum S1
Depositing User: wulan
Date Deposited: 08 Sep 2022 02:55
Last Modified: 08 Sep 2022 02:55
URI: https://repository.ump.ac.id:80/id/eprint/14015

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